Whether you're raising a family in Talus or preparing for retirement in the Sammamish Highlands, estate planning isn't just for the wealthy—it's for everyone who wants to secure their legacy and protect their loved ones.

1. Why Estate Planning Matters

Without an estate plan, Washington State’s intestacy laws determine how your assets are distributed. That might not align with your wishes, especially if you have children, a blended family, or specific bequests.

2. Core Estate Planning Documents

• Will: Names guardians for minor children and specifies who receives your assets.

• Power of Attorney: Allows someone to handle financial matters if you're incapacitated.

• Health Care Directive: States your medical wishes if you can’t speak for yourself.

• Revocable Living Trust: Helps avoid probate and can streamline asset distribution.

3. Planning for Young Families

Parents should consider:

• Naming guardians for their children.

• Setting up trusts to manage assets until children reach a mature age.

• Ensuring life insurance policies are up-to-date.

4. Planning for Middle-Aged Professionals

As your assets grow, so does the complexity of your estate. This stage is ideal for:

• Reviewing and updating beneficiary designations.

• Planning for tax implications.

• Protecting your home and investments.

Conclusion
Every family’s situation is unique. Moran Kelley PLLC helps Issaquah families craft estate plans that reflect their values, protect their children, and ensure peace of mind.